About Us

After a career that spanned over 35 years as a CFP® in the Atlanta, Ga area, and retiring for six years to the mountains of western NC, my wife Trish and I decided to move to Tennessee to start a new practice dedicated to serving retirees and pre-retirees by offering no downside risk investments with competitive returns. We provide safe money solutions for a portion of retirees portfolio. enabling them to: • Grow their money safely with a competitive return, while never losing money • Create a guaranteed lifetime income they can’t outlive • Use their assets more effectively than self-funding a long-term care event • Provide a legacy for heirs in the most efficient manner • Provide additional solutions for a non-spousal IRA inheritances, RMD tax issues, gifts for a grandchild, or payment concerns for a possible future long-term care event. We specialize in providing these solutions for our clients using all forms of annuities (MYGA, SPIA, DIA, QLAC, FIA) as well as single premium and IUL life products. Are we different from most other advisors, and if so, how? We think so, as we are totally transparent and independent as to the insurance carriers and products we recommend. We are able to do this as our software has the capability to analyze over 1000 different annuities and 100 different carriers instantly. Our software then narrows the results down to the three top performing carriers and products for your consideration and review. Our clients tell us this makes it somewhat easy for them to make an intelligent and confident decision, providing them with the peace of mind they desire. Of course, you will always have the ability to see the results from all the annuities analyzed, or just a certain number such as 10 or 20. It's up to you. This site is not as in-depth and comprehensive as the software we will use after speaking with you to learn more about your situation and objectives. In this regard, during our initial appointment we will work with you to complete our Retirement Freedom Questionnaire which we consider to be vitally important in understanding your tolerance for risk, your current financial situation, and your primary objectives. These objectives could be for asset accumulation purposes or to create guaranteed lifetime income. However, they might also include legacy requirements or providing a more efficient gift to a grandchild than cash, planning for future long-term care payments, the inheritance of a non-spousal IRA, or how to utilizie RMD’s more efficiently. We can discuss and develop solutions for each of these objectives. Whether you decide to do business with us or not, the results of this questionnaire will be extremely valuable information for you to have in the future. To schedule an appointment, please visit my calendar at calendly.com/sms-nick